How CASHFY works

What CASHFY is

You photograph a paper receipt with your phone camera. Our AI vision pipeline reads the merchant name, purchase date, line items, and total amount, verifying that it is genuine, unaltered paper that has not been claimed before. Once approved, the protocol reserves your stock reward immediately and transfers BEP-20 stock tokens to your wallet on BNB Chain.

Rewards are tokenized fractional shares of the merchant, funded from $CASHFY trading fees and PancakeSwap liquidity pools. Holding $CASHFY raises your tier, lifting caps and matching receipts pound for pound in full.

How a scan becomes stock

1. Scan — photograph the receipt with your phone camera inside the app.
2. Read — AI vision extracts merchant, timestamp, and grand total.
3. Check — fraud heuristics confirm physical paper authenticity and unique fingerprinting.
4. Reserve — your reward is instantly locked in and credited to your app ledger.
5. Deliver — batch relayer transfers BEP-20 stock tokens to your BNB Chain wallet.

The tier ladder

What you hold in $CASHFY, valued in US dollars, sets your tier rung. Paper is the default floor — anyone holding zero still earns on every valid receipt.

Your current tier and distance to the next level are displayed on the tiers page and inside the app.

How your tier is decided

The contract inspects your wallet's $CASHFY balance and prices it in US dollars using real-time PancakeSwap liquidity pool oracles.

Your best price of the day counts

Your holding is valued at the highest price reached in the trailing 24-hour window. Ascending to a higher tier occurs immediately; mid-day market dips will not downgrade your tier before the daily rollover.

What a receipt pays

Your first receipt

Your very first verified receipt has its first $5.00 matched in full, followed by standard tier rewards on the balance. For example, a $12.50 first receipt earns $5.00 base, plus 3% on the remaining $7.50.

Holders are matched in full

From Silver upward, receipts are matched 100% in full up to your tier's per-receipt ceiling: spend $20 at Silver and receive the entire $20 back as tokenized stock.

Minimum reward guarantee

Every approved receipt pays at least $5.00. A $2.50 espresso earns $5.00. If your remaining daily ceiling is insufficient, the reward rolls over to the next 24-hour window.

Limits

Daily limits reset on a rolling 24-hour basis. There is no lifetime earnings limit.

Common rejection triggers

• Image is not physical receipt paper (screenshots, computer screens, reprints).
• Duplicate submission — each physical purchase receipt pays exactly once across all wallets.
• Receipt date older than 90 days or total exceeds $4,000.
• Wallet daily scan allowance exhausted.
• Merchant is not yet supported in the brand directory.

Profile bonus

Claiming a unique username awards an extra bonus in stock on top of receipt earnings once you have verified your first receipt.

Early profile bonuses reward early adopters: the first 50 claimers receive $5.00 in stock, the next 200 receive $2.00, and subsequent registrations close. Bonus tokens are reserved immediately and settle after 7 days.

What the reward is

BEP-20 tokenized stock providing synthetic economic exposure to the underlying share price. These are compliant debt instruments and do not confer voting rights or equity in the merchant.

Live supported brands: AAPL (Apple), AMZN (Amazon / Whole Foods), COST (Costco), AMC (AMC Theatres), GME (GameStop), XOM (ExxonMobil), and NVDA (DexScreener boost receipt rewards).

Delivery & gas

Verified rewards are reserved immediately in your statement. The automated batch relayer executes BEP-20 transfers to your address approximately every 5 minutes.

• Rewards are flagged as reserved until broadcast, then delivered once confirmed on BNB Chain.
• Gas fees for reward transfers are covered by the protocol treasury — users pay zero gas to receive their rewards.
• Each reward tx includes a direct BscScan transaction hash for transparent verification.

On-chain receipts

Decentralized exchange swaps on BNB Chain and connected liquidity pools serve as unforgeable, cryptographic receipts. Users can verify eligible DEX swaps to earn token rewards using the same limits and tier rules.

Protocol smart contracts

The core CASHFY protocol smart contracts are officially deployed and verified on BNB Chain Mainnet (Chain ID 56):

All payouts execute either via signed EIP-712 vouchers or authorized relayer batches funded directly from the Treasury vault.

Keeping it fair

• One purchase, one reward. Each receipt pays once, regardless of angle or wallet.
• Physical receipts only. Optical character recognition cross-examines texture, fold patterns, lighting artifacts, and thermal printing signatures.
• Human escalation. Ambiguous scans queue for human operator review rather than automatic rejection.

Support

Access the Help desk from any page or tap Support in the app. For complex inquiries, email support@cashfy.fun with your wallet address and receipt details.

Important disclosures

Rewards consist of fractional tokenized shares issued by licensed custody partners on BNB Chain. CASHFY is not affiliated with or endorsed by Apple, Amazon, Costco, AMC, GameStop, ExxonMobil, or any other listed merchant. $CASHFY is a utility token governing protocol rewards and fee distribution, not an investment in any company.